Whole Life

Whole life insurance lasts for the remainder of the insureds life. Unless it is cancelled, once a whole life policy is put into place it's not going anywhere as long as the premiums are paid on time.

Final Expense

Final expense is sold primarily people who just want enough to cover burial expenses in most cases, or to leave a small amount behind for the family. The term "Final Expense" is not technically a separate type of whole life policy, it just specifies that the amount is likely below $75,000

Single Premium Whole Life

A single premium whole life policy is just that- whole life protection with the payment of only a singular premium. The entire policy is paid for up front at once and protection begins immediately.