Term Insurance

Term insurance is temporary insurance. Ranging typically from 10-30 years, there exists multiple forms that we produce.

Pure

Pure term insurance is simply term insurance with no added benefits. A life insurance plan ranging from 10-30 years that terminates or can be renewed for a higher insurance premium once the agreed period has ended.

Return of Premium

Return of premium term insurance permits the full return of all premiums paid during the life of a policy. For example, if you paid X amount over the course of Y years, you would get X amount in a check returned to you at the end of those Y years. Otherwise, in the case of death before the end of the policy, the beneficiary would be paid the death benefit in full.